2.3.10. Housing loans (half year data)

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Denomination 2016. 2017. 2018. 2019. 2020.
Q1–2 Q3–4 Q1–2 Q3–4 Q1–2 Q3–4 Q1–2 Q3–4 Q1–2 Q3–4
Stock of housing loans
Stock at the end of year, pieces
loans with subsidies 212 260 206 013 200 289 190 172 179 475 173 093 157 454 159 417 159 467
loans without subsidies 440 635 436 217 440 545 454 446 468 246 502 382 498 469 505 240 512 184
total 652 895 642 230 640 834 644 618 647 721 675 475 655 923 664 657 671 651
Of which:
foreign exchange loan 1 356 1 016 883 799 646 495 435 361 340
at banks 309 872 292 638 286 588 284 020 283 665 296 293 285 443 318 268 326 855
at mortgage banks 212 431 214 104 212 681 210 953 209 073 215 344 205 490 209 111 210 602
at savings banks 26 502 26 393 27 470 28 854 29 217 29 473 27 618 – –
at home savings banks 104 090 109 095 114 095 120 791 125 766 134 365 137 372 137 278 134 194
Sum of stock at the end of year, million HUF
loans with subsidies 716 614 691 589 656 862 639 698 622 323 590 966 575 085 597 764 626 364
loans without subsidies 2 236 697 2 220 816 2 259 688 2 374 842 2 517 303 2 732 940 2 913 167 3 034 131 3 160 993
total 2 953 311 2 912 405 2 916 550 3 014 540 3 139 626 3 323 906 3 488 252 3 631 895 3 787 357
Of which:
foreign exchange loan 6 796 6 070 4 734 4 314 3 848 3 510 3 469 3 008 2 927
at banks 1 818 239 1 729 592 1 692 980 1 723 323 1 773 445 1 856 869 1 963 644 2 119 771 2 203 483
at mortgage banks 795 172 807 642 814 219 838 020 872 534 918 942 958 050 1 033 435 1 097 535
at savings banks 85 520 91 814 94 295 101 386 108 839 112 570 104 597 – –
at home savings banks 254 380 283 357 315 056 351 811 384 808 435 525 461 961 478 689 486 339
Rating of home loans, stock, %
Performing exposure .. .. .. .. 95.5 94.9 96.8 97.3 97.3
Non-performing exposure .. .. .. .. 4.5 5.1 3.2 2.7 2.7
Total .. .. .. .. 100.0 100.0 100.0 100.0 100.0
Rating of home loans, sum, %
Performing exposure .. .. .. .. 94.2 95.2 96.4 97.2 97.5
Non-performing exposure .. .. .. .. 5.8 4.8 3.6 2.8 2.5
Total .. .. .. .. 100.0 100.0 100.0 100.0 100.0
Restructured exposure, stock, %
As % of performing loans .. .. .. .. 2.1 1.4 1.9 0.8 0.8
As % of non-performing loans .. .. .. .. 31.9 32.7 30.6 29.4 31.1
Total .. .. .. .. 33.9 34.2 32.5 30.2 31.9
Restructured exposure, sum, %
As % of performing loans .. .. .. .. 2.0 1.7 1.5 1.2 1.2
As % of non-performing loans .. .. .. .. 33.9 39.1 36.6 33.7 32.8
Total .. .. .. .. 35.9 40.8 38.1 34.9 33.9
Approved housing loans
Approved housing loans in the period, pieces
loans with subsidies 5 831 6 660 6 416 6 985 5 493 3 581 4 047 8 641 8 519
loans without subsidies 33 699 34 994 38 480 43 726 47 664 51 266 46 311 37 652 33 833
total 39 530 41 654 44 896 50 711 53 157 54 847 50 358 46 293 42 352
Of which:
foreign exchange loan – – – … … … – – –
at banks 11 722 14 250 14 514 19 033 20 344 19 902 20 519 18 668 18 368
at mortgage banks 9 332 10 406 10 745 11 847 12 730 11 548 11 526 13 516 12 483
at savings banks 1 456 2 065 1 899 1 969 1 613 1 721 1 258 – –
at home savings banks 17 020 14 933 17 738 17 862 18 470 21 676 17 055 14 109 11 501
Sum of approved housing loans in the period, million HUF
loans with subsidies 33 353 43 184 46 838 47 328 38 841 28 112 41 437 86 965 77 761
loans without subsidies 183 829 216 932 244 397 303 839 364 951 421 035 418 172 360 139 357 125
total 217 182 260 116 291 235 351 167 403 792 449 147 459 609 447 104 434 886
Of which:
foreign exchange loan – – – … … … – – –
at banks 95 422 124 128 137 043 183 871 208 262 233 214 254 994 234 969 243 882
at mortgage banks 59 602 73 079 82 065 92 634 115 755 115 702 128 042 156 792 143 825
at savings banks 7 745 12 232 11 248 11 344 10 783 12 538 10 396 – –
at home savings banks 54 413 50 677 60 879 63 318 68 992 87 693 66 177 55 343 47 179
Disbursed housing loans
Disbursed housing loans, pieces
construction 2 605 5 504 5 751 8 207 6 590 8 043 9 254 9 995 8 195
buying new flat 1 522 2 029 2 464 3 285 4 316 3 228 4 894 4 459 4 000
buying old flat 27 064 28 241 30 403 35 554 31 996 35 193 32 608 31 206 26 883
modernizing, enlarging 5 910 5 810 6 387 7 091 6 925 8 086 6 411 5 461 6 707
redemption 2 201 1 567 1 421 1 812 1 654 1 643 3 885 1 626 1 922
other 969 1 665 536 1 658 629 542 730 810 894
total 40 271 44 816 46 962 57 607 52 110 56 735 57 782 53 557 48 601
Sum of disbursed housing loans, million HUF
construction 13 173 24 842 25 399 34 613 31 369 38 754 37 717 49 543 39 710
buying new flat 9 523 14 605 19 038 24 412 47 682 35 122 46 008 60 376 53 013
buying old flat 158 526 179 092 195 374 247 968 276 784 319 538 295 048 304 435 281 325
modernizing, enlarging 14 150 14 333 16 016 18 826 19 449 24 223 30 071 19 447 20 030
redemption 10 657 8 362 5 875 8 406 9 095 9 722 10 882 9 905 17 392
other 3 322 5 140 2 139 6 635 5 643 5 255 6 016 6 939 10 263
total 209 351 246 374 263 841 340 860 390 022 432 614 425 742 450 645 421 733
Revised data 

© Hungarian Central Statistical Office, 2011