2.3.16. Housing loans (2001–)(3/3)

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Denomination 2014 2015 2016 2017 2018 2019
Stock of housing loans
Stock at the end of year, pieces
loans with subsidies 237 742 220 487 206 013 190 172 173 093 159 417
loans without subsidies 488 597 430 628 436 217 454 446 502 382 505 240
total 726 339 651 115 642 230 644 618 675 475 664 657
Of which:
foreign exchange loan 206 218 1 382 1 016 799 495 361
at banks 366 750 312 374 292 638 284 020 296 293 318 268
at mortgage banks 243 240 214 246 214 104 210 953 215 344 209 111
at savings banks 28 069 25 899 26 393 28 854 29 473 –
at home savings banks 88 280 98 596 109 095 120 791 134 365 137 278
Sum of stock at the end of year, million HUF
loans with subsidies 834 362 751 395 691 589 639 698 590 966 597 764
loans without subsidies 2 489 822 2 245 762 2 220 816 2 374 842 2 732 940 3 034 131
total 3 324 184 2 997 157 2 912 405 3 014 540 3 323 906 3 631 895
Of which:
foreign exchange loan 1 738 871 6 771 6 070 4 314 3 510 3 008
at banks 2 155 087 1 876 859 1 729 592 1 723 323 1 856 869 2 119 771
at mortgage banks 904 128 810 866 807 642 838 020 918 942 1 033 435
at savings banks 83 886 81 018 91 814 101 386 112 570 –
at home savings banks 181 083 228 414 283 357 351 811 435 525 478 689
Rating of home loans, stock, %
Performing exposure .. .. .. .. 94.9 97.3
Non-performing exposure .. .. .. .. 5.1 2.7
Total .. .. .. .. 100.0 100.0
Rating of home loans, sum, %
Performing exposure .. .. .. .. 95.2 97.2
Non-performing exposure .. .. .. .. 4.8 2.8
Total .. .. .. .. 100.0 100.0
Restructured exposure, stock, %
As % of performing loans .. .. .. .. 1.4 0.8
As % of non-performing loans .. .. .. .. 32.7 29.4
Total .. .. .. .. 34.2 30.2
Restructured exposure, sum, %
As % of performing loans .. .. .. .. 1.7 1.2
As % of non-performing loans .. .. .. .. 39.1 33.7
Total .. .. .. .. 40.8 34.9
Approved housing loans
Approved housing loans in the period, pieces
loans with subsidies 10 807 8 299 12 491 13 401 9 074 12 688
loans without subsidies 42 857 60 135 68 693 82 206 98 930 83 963
total 53 664 68 434 81 184 95 607 108 004 96 651
Of which:
foreign exchange loan 6 8 – … … –
at banks 15 189 21 683 25 972 33 547 40 246 39 187
at mortgage banks 12 421 15 058 19 738 22 592 24 278 25 042
at savings banks 1 404 1 995 3 521 3 868 3 334 1 258
at home savings banks 24 650 29 698 31 953 35 600 40 146 31 164
Sum of approved housing loans in the period, million HUF
loans with subsidies 59 228 44 921 76 537 94 166 66 953 128 402
loans without subsidies 185 262 315 142 400 761 548 236 785 986 778 311
total 244 490 360 063 477 298 642 402 852 939 906 713
Of which:
foreign exchange loan 36 84 – … … –
at banks 101 492 165 721 219 550 320 914 441 476 489 963
at mortgage banks 66 770 93 396 132 681 174 699 231 457 284 834
at savings banks 6 179 10 833 19 977 22 592 23 321 10 396
at home savings banks 70 049 90 113 105 090 124 197 156 685 121 520
Disbursed housing loans
Disbursed housing loans, pieces
construction 4 434 4 410 8 109 13 958 14 633 19 249
buying new flat 4 592 2 551 3 551 5 749 7 544 9 353
buying old flat 44 114 46 822 55 305 65 957 67 189 63 814
modernizing, enlarging 11 860 10 920 11 720 13 478 15 011 11 872
surmounting – – – – – –
redemption 3 803 6 458 3 768 3 233 3 297 5 511
other 5 142 4 048 2 634 2 194 1 171 1 540
total 73 945 75 209 85 087 104 569 108 845 111 339
Sum of disbursed housing loans, million HUF
construction 15 124 19 186 38 015 60 012 70 123 87 260
buying new flat 16 184 14 802 24 128 43 450 82 804 106 384
buying old flat 183 707 250 778 337 618 443 342 596 322 599 483
modernizing, enlarging 22 301 23 915 28 483 34 842 43 672 49 518
surmounting – – – – – –
redemption 12 320 44 419 19 019 14 281 18 817 20 787
other 3 995 8 182 8 462 8 774 10 898 12 955
total 253 631 361 282 455 725 604 701 822 636 876 387
Average loans, million HUF 3.4 4.8 5.4 5.8 7.6 7.9
Of which:
construction 3.4 4.4 4.7 4.3 4.8 4.5
buying new flat 3.5 5.8 6.8 7.6 11.0 11.4
buying old flat 4.2 5.4 6.1 6.7 8.9 9.4
modernizing, enlarging 1.9 2.2 2.4 2.6 2.9 4.2
surmounting – – – – – –
redemption 3.2 6.9 5.0 4.4 5.7 3.8
other 0.8 2.0 3.2 4.0 9.3 8.4
Average maturity, years in average of lending institutions 13.3 13.9 14.5 14.8 15.3 15.5
Of which:
construction 15.1 15.8 16.4 17.4 17.5 18.1
buying new flat 14.6 15.2 16.6 17.3 17.4 16.9
buying old flat 13.6 14.8 15.8 15.4 15.8 16.2
modernizing, enlarging 11.9 11.6 11.5 11.9 12.7 13.4
surmounting – – – – – –
redemption 11.3 13.6 12.7 12.7 14.0 13.1
other 11.3 11.3 12.5 13.2 14.3 14.3
Average maturity, years in average of allocated loans 10.3 12.4 13.3 13.4 11.9 13.1
Of which:
construction 13.0 13.2 15.9 18.3 17.1 17.8
buying new flat 10.8 12.3 14.0 16.6 16.2 15.2
buying old flat 11.0 12.8 13.8 13.7 11.5 12.9
modernizing, enlarging 7.8 14.6 8.2 6.7 6.8 7.4
surmounting – – – – – –
redemption 7.3 11.2 9.2 8.4 9.4 7.5
other 5.4 7.7 11.1 11.4 14.4 12.7
Preliminary data  Revised data 

© Hungarian Central Statistical Office, 2011